If the bank on which a check is drawn does not honor the check, it is returned to the depositing bank. The depositing bank processes the check a second time unless it is returned for the following reasons: stop payment, lost/stolen, two signatures required, exceeds withdrawal limit, or if the check were drawn on itself.
If a check is not honored after our 2nd attempt at processing, the Clark County Collection Department sends a collection letter (which includes a $25 collection fee) to the customer who issued the returned check and a notice to the department who accepted the check. The customer then has 15 days to make payment. The payment must be made payable to the Clark County Treasurer at the Public Service Center, 1300 Franklin Street, Vancouver, Washington 98660 or mailed to PO Box 5000, Vancouver WA 98666-5000. Payment must be made by cash, cashier’s check, or money order. Another personal check can not be accepted nor will we redeposit your returned check. The customer must pay the amount of the returned check plus a $25 handling charge within 15 days after the date the collection letter is postmarked. Failure to do so could result in the following additional charges:
- Costs of collecting the amount of the check including an attorney’s fee, which will be set by the court;
- Interest on the amount of the check, which shall accrue at the rate of twelve percent per annum from the date of dishonor; and
- One hundred dollars or three times the face amount of the check, whichever is less, by award of the court.
Payments From Your Mortgage Company
Many property owners have their property taxes included with their monthly mortgage payment and ask their mortgage companies, banks or lending institutions to establish escrow accounts to pay the property taxes. When such an arrangement is made, the taxpayer is still responsible for ensuring that the tax payments are made on time. If you are concerned that your mortgage company failed to submit timely payment you can Click Here to find out how to monitor you mortgage company tax payments.
There are sometimes risks to paying your property taxes through your mortgage company. Sometimes both the company and the homeowner pay the taxes. If you are not sure whether you are paying taxes through your mortgage company, call your lender. Do not double pay. A company also may fail to pay the taxes or they may pay on the wrong property account number. For these reasons you should keep up to date on your property tax payment information by reviewing your account online through our Property Information Center. If neither the lender nor the property owner pay the taxes the ultimate responsibility falls to the property owner; penalties and interest are assessed and accrue monthly. Remember: if you are current on your escrow and your lender fails to pay on time of on the correct account number State and Federal laws require the lender to pay any penalties and interest assessed to your account. You should also be reimbursed by the company for any money taken from your escrow that is paid on the wrong account number.
To avoid such issues from occurring on your property tax account we encourage you to keep in communication with your lender, especially when taxes become due, to make sure that your taxes are being paid on time and to the correct account.
In the event that an overpayment is made that is over our threshold or in the event of a qualifying tax exemption you will be issued a refund in the form of a check mailed to the mailing address on file.